In recognition of the unwavering service and dedication of India’s defense personnel, paramilitary forces, and police officers, Bank of Baroda has introduced the Vikram Credit Card, a specially designed credit card tailored to meet their unique financial needs and aspirations.
Loaded with a host of exclusive benefits and rewards, the Vikram Credit Card stands as a testament to the bank’s commitment to honoring these brave individuals.
What is the Bank of Baroda Vikram Credit Card?
The Bank of Baroda Vikram Credit Card is a lifetime free credit card designed exclusively for defense personnel, including serving and retired military personnel, paramilitary forces, and police personnel.
It offers a host of benefits that cater to their unique lifestyle and financial needs.
Key Features of the Bank of Baroda Vikram Credit Card
The Bank of Baroda Vikram Credit Card boasts a plethora of attractive features, including:
- Lifetime Free Card: Enjoy the privilege of a lifetime free credit card, eliminating annual fees.
- Attractive Rewards Program: Earn 5 reward points on every Rs. 100 spent on regular expenses, such as groceries, departmental stores, and even movie ticket bookings.
- Fuel Surcharge Waiver: Get a 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 5,000, saving you money on fuel expenses.
- Accidental Death Insurance: Receive accidental death insurance coverage of Rs. 20 lakh, providing financial security for your loved ones.
- Emergency Hospitalization Cover: Access emergency hospitalization cover of Rs. 2 lakh, ensuring medical care during unforeseen circumstances.
- Easy Balance Transfer: Transfer your outstanding balances from other credit cards to the Vikram Credit Card at an attractive introductory interest rate.
Who is Eligible for the Bank of Baroda Vikram Credit Card?
To be eligible for the Bank of Baroda Vikram Credit Card, you must:
- Be a serving or retired defense personnel, paramilitary force member, or police officer.
- Have a minimum age of 18 years.
- Hold a valid PAN card and Aadhaar card.
- Maintain a satisfactory credit history.
How to Apply for the Bank of Baroda Vikram Credit Card
Applying for the Bank of Baroda Vikram Credit Card is a simple process. You can apply online through the bank’s website or visit your nearest Bank of Baroda branch.
To apply, you will need to provide your personal details, employment information, and income proof.