Bank Of Baroda Yodha Card


The Bank of Baroda Yodha Card is a specially designed credit card tailored to the needs of Indian Army personnel.

It offers a host of exclusive benefits, including accelerated reward points, fuel surcharge waivers, and complimentary insurance coverage.

Whether you’re looking for a card to support your daily expenses or one to help you save on fuel and insurance costs, the Bank of Baroda Yodha Card is worth considering.

Key Features and Benefits

The Bank of Baroda Yodha Card posses the following features and benefits for its users:

  • Earn 5x Reward Points on Grocery and Departmental Stores: For every ₹100 spent on grocery and departmental stores, you earn 5x reward points, making it easier to redeem exciting rewards.
  • Fuel Surcharge Waiver: Enjoy a 1% fuel surcharge waiver on all fuel transactions between ₹400 and ₹5,000 per statement cycle, saving you money on your fuel expenses.
  • Complimentary Insurance Coverage: Get complimentary accidental death insurance of ₹10 lakh and permanent total disability insurance of ₹10 lakh, providing peace of mind and financial security.
  • Lifetime Free Card: Unlike many other credit cards that come with annual fees, the Bank of Baroda Yodha Card is completely free for life, making it a cost-effective choice for defense personnel.
  • Exclusive Privileges: Access a range of exclusive privileges and discounts on dining, travel, and entertainment, adding value to your card membership.

Eligibility criteria and How to apply

The Bank of Baroda Yodha Card is exclusively available to Indian Army personnel. To be eligible, you must be a serving or retired Indian Army officer or personnel.


The application process is straightforward and can be completed online or at any Bank of Baroda branch.

The Bank of Baroda Yodha Card is an excellent choice for Indian Army personnel seeking a rewarding and beneficial credit card.

With its attractive features, including accelerated reward points, fuel surcharge waivers, complimentary insurance, and lifetime free status, the Yodha Card offers a compelling value proposition.

Defense personnel can confidently use this card to manage their finances and enjoy exclusive benefits tailored to their needs.


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