Bank Of Baroda

Bank Of Baroda Home Loan Interest Rate

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Owning a home is a dream for many, and Bank of Baroda, one of India’s leading financial institutions, is committed to making that dream a reality by offering competitive home loan interest rates and flexible repayment options.

Whether you’re a first-time homebuyer or looking to upgrade your existing property, Bank of Baroda has a home loan solution that suits your needs and budget.

What is the Bank of Baroda Home Loan Interest Rate?

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The Bank of Baroda Home Loan Interest Rate is currently between 8.60% and 10.60% per annum for loans up to ₹75 lakh and between 8.85% and 10.85% per annum for loans above ₹75 lakh.

These rates are subject to change based on various factors, including the borrower’s credit history, loan amount, and tenure.

ProductConditionsRate of Interest
Baroda Home Loan for Non-staff MembersFor Salaried8.60% p.a. to 10.50% p.a.
For Non-salaried8.70% p.a. to 10.60% p.a.
Baroda Home Loan for Staff Members9.15% p.a.
Baroda Home Improvement Loan for Non-staff MembersFor Salaried8.60% p.a. to 10.50% p.a.
For Non-salaried8.70% p.a. to 10.60% p.a.
Baroda Home Improvement Loan for Staff Members9.15% p.a.
Baroda Home Loan Advantage – Up to Rs.75 lakhFor Salaried8.60% p.a. to 10.50% p.a.
For Non-salaried8.70% p.a. to 10.60% p.a.
Baroda Home Loan Advantage – Above Rs.75 lakhFor Salaried8.85% p.a. to 10.75% p.a.
For Non-salaried8.95% p.a. to 10.85% p.a.
Baroda CRE Home LoanFor Salaried8.85% p.a. to 10.75% p.a.
For Non-salaried8.95% p.a. to 10.85% p.a.
Baroda CRE Home Loan (Advantage) – Up to Rs.75 lakhFor Salaried8.85% p.a. to 10.75% p.a.
For Non-salaried8.95% p.a. to 10.85% p.a.
Baroda CRE Home Loan (Advantage) – Above Rs.75 lakhFor Salaried9.10% p.a. to 11% p.a.
For Non-salaried9.20% p.a. to 11.10% p.a.
Baroda Top Up LoanFor Salaried & Non-salariedApplicable ROI on linked Home Loan (Based on BRLLR on the date of availment of top-up loan) + Strategic premium (0.25%) + 0.60%

Applying for a Bank of Baroda Home Loan

Applying for a Bank of Baroda home loan is a straightforward process. Borrowers can either apply online or visit their nearest bank branch. The following documents are typically required:

  1. Identity Proof: Aadhaar Card, PAN Card, or Voter’s ID.
  2. Address Proof: Utility bills, passport, or rent agreement.
  3. Income Proof: Salary slips, bank statements, or income tax returns.
  4. Property Documents: Property title papers, valuation report, and building plan.
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