ASB Bank is one of the largest banks in New Zealand, and it offers a wide range of home loan products to suit the needs of all borrowers.
Whether you’re a first-home buyer, an investor, or looking to refinance your existing home loan, ASB Bank has a solution for you.
Types of home loans available from ASB Bank
ASB Bank offers a variety of home loan products, including:
- Owner-occupier loans: These loans are for people who are buying a home to live in.
- Investor loans: These loans are for people who are buying a home to rent out.
- Refinance loans: These loans are for people who want to switch their existing home loan to a new lender.
- Construction loans: These loans are for people who are building a new home.
- Top-up loans: These loans are for people who want to borrow more money against their existing home loan.
Benefits of getting a home loan from ASB Bank
There are a number of benefits to getting a home loan from ASB Bank, including:
- Competitive interest rates: ASB Bank offers competitive interest rates on its home loans.
- Flexible repayment options: ASB Bank offers a variety of flexible repayment options to suit your individual needs.
- Expert home loan advice: ASB Bank has a team of expert home loan specialists who can help you choose the right loan for your needs and circumstances.
- Online home loan application process: ASB Bank offers an online home loan application process, making it easy to apply for a loan.
What are the eligibility criteria for an ASB Bank home loan?
To be eligible for an ASB Bank home loan, you must:
- Be at least 18 years old.
- Be a New Zealand citizen or permanent resident.
- Have a regular income.
- Have a good credit history.
- Be able to afford the monthly repayments.
How to apply for an ASB Bank home loan
To apply for an ASB Bank home loan, you can visit an ASB Bank branch, call the ASB Bank Contact Centre, or apply online.
If you’re applying online, you’ll need to provide some basic information about yourself, your financial situation, and the property you’re buying.
You’ll also need to provide some supporting documentation, such as your payslips and bank statements.
Once you’ve submitted your application, an ASB Bank home loan specialist will contact you to discuss your needs and circumstances.
They will help you choose the right loan for you and will guide you through the application process.