ASB Bank is one of New Zealand’s largest banks, and it offers a range of credit cards to suit different needs.
Whether you’re looking for a card with no annual fee, a card with rewards, or a card with travel insurance, ASB has a card to suit you.
What are the different types of ASB Bank credit cards?
ASB Bank offers five different types of credit cards:
- ASB Visa Classic: This card has no annual fee and the lowest interest rate on purchases. It’s a good option for people who want a simple and affordable credit card.
- ASB Visa Rewards: This card has an annual fee, but it also earns you True Rewards dollars on your everyday purchases. True Rewards dollars can be redeemed for travel, shopping, and more.
- ASB Visa Platinum Rewards: This card has a higher annual fee than the ASB Visa Rewards card, but it also earns you more True Rewards dollars on your purchases. It also includes travel insurance and other benefits.
- ASB Business Visa Classic: This card is designed for businesses of all sizes. It has no annual fee and the lowest interest rate on purchases.
- ASB Business Visa Rewards: This card is also designed for businesses, but it earns you True Rewards dollars on your everyday purchases. It also includes travel insurance and other benefits.
How to choose the right ASB Bank credit card for you
The best way to choose the right ASB Bank credit card for you is to consider your individual needs and budget. If you’re looking for a simple and affordable card, the ASB Visa Classic is a good option.
If you want to earn rewards on your everyday purchases, the ASB Visa Rewards or ASB Visa Platinum Rewards card is a better choice.
And if you’re a business owner, the ASB Business Visa Classic or ASB Business Visa Rewards card is a good option.
How to apply for an ASB Bank credit card
You can apply for an ASB Bank credit card online, by phone, or in branch. To apply online, you’ll need to provide some basic information about yourself, such as your name, address, and income. You’ll also need to provide your credit history.
Overall, ASB Bank credit cards are a good option for people who are looking for a reliable and affordable credit card.
ASB offers a wide range of cards to suit different needs, and it has competitive interest rates and rewards programs on some cards.
However, it’s important to compare different cards before you apply to make sure you’re getting the best deal for your needs.